Unified Personal Finance for Indian Consumers

Understand your spending. Take control of your money.

“See where your money went, regardless of how you paid.”

SpendWise brings your UPI, credit cards, debit cards, bank transfers, digital wallets, and cash expenses into one clear monthly dashboard.

Privacy Notice: This prototype uses simulated transaction data and does not connect to real bank accounts.

Supports All Indian Payment Channels

UPI / PhonePe / GPay
Credit Cards
Debit Cards
Bank Transfers
Wallets
Cash Ledger

Everything you need for total expense clarity

Unified Monthly Spending

View all expenses from UPI apps, credit cards, debit cards, bank transfers, digital wallets, and cash in one clear dashboard.

Smart Expense Categorization

Automated grouping of transactions into Food & Dining, Shopping, Transport, Bills, Entertainment, and Healthcare.

Budget Monitoring

Set category spending caps and track real-time progress bars with instant visual alerts before overspending occurs.

Recurring-Payment Detection

Automatically identify active subscriptions, OTT memberships, utility bills, and fixed monthly commitments.

Personalized Spending Insights

Discover spending anomalies, weekend vs weekday patterns, and actionable potential savings estimates.

Pre-loaded Prototype Sandbox

Ready with realistic Indian transaction sandbox

Explore SpendWise with pre-populated August 2026 transactions including UPI chai payments, Swiggy food orders, fuel refills, recurring OTT subs, and salary credits.

  • Dynamic ₹48,210 spending calculations
  • Interactive Recharts analytics
  • Simulated bank consent flow
  • Full localStorage data persistence

Prototype Safety Notice: SpendWise is a prototype for personal expense analysis. It uses simulated data and does not provide payment services, live bank connectivity, or regulated financial advice.

© 2026 SpendWise India Prototype • All accounts and transactions shown are for demonstration purposes only.